PAIN

The retail reality

When money moves through disconnected systems, the cost shows up as wasted hours, reconciliation headaches, and compliance exposure you can’t see until it’s a problem. Here’s where it usually hurts.
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DATA

Payment data is scattered across disconnected systems

Your gateway, processor, and accounting tools each hold a piece of the truth. And none of them agree. Your team reconciles by hand, errors slip through, and you never quite trust the numbers.
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Reconciliation

Reconciliation eats hours and still doesn’t add up

Matching transactions, payouts, and fees across systems by hand is slow, thankless work and every manual step is a place for a discrepancy to hide until month-end.
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Risk

Scaling payments multiplies your compliance exposure

As volume, channels, and partners increase, a payment set up that wasn’t built to PCI standards turns every addition into risk. Compliance pressure rarely arrives gently.
Capabilities

Technology built around how your industry works

Explore the capabilities we use to solve the systems, data, integration and operational challenges specific to your industry, all designed around the way your business actually runs.
Customer making a contactless payment using a smartphone and payment terminal
Payments and data

Connect every payment to the customer behind it

We tie your payment systems to Salesforce so each transaction links back to the customer record, giving sales, finance, and support one accurate view instead of three partial ones. Our payment processing software development makes the data flow automatically, not by hand.
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intelligence

Catch risk before it costs you

AI built into your payment flow watches for the patterns a human would miss: anomalies, fraud signals, routing inefficiencies. We design it to protect revenue and reduce false declines, working quietly in the background where it belongs.
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Reconciliation

Payment reconciliation that runs itself

Transactions, fees, and payouts should match without anyone chasing them. We build payment reconciliation software that syncs your systems automatically, so the books are right in real time and your team gets its hours back.
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Architecture

Gateway integration that connects what you already run

Whether you need to integrate payments into your website or wire a new processor into your stack, our payment gateway integration services connect your gateway, processor, and back office cleanly, so money and data move end to end while you keep operating.
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trust

Built for compliance, from the architect who lived it

Payments are the one place where “good enough” security isn’t. Every system we ship is built to a PCI-aware standard, shaped by Nochum’s tenure as a PCI Level 1 CTO, the strictest tier in card processing.
trust

Built for compliance, from the architect who lived it

Payments are the one place where “good enough” security isn’t. Every system we ship is built to a PCI-aware standard, shaped by Nochum’s tenure as a PCI Level 1 CTO, the strictest tier in card processing.
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Expertise

Enterprise-grade encryption

Cardholder data is encrypted, access-controlled, and fully logged by design, protected in transit and at rest.
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Speed

99.9% uptime SLA

When payments go down, revenue stops. We build for resilience so your payment systems stay available when customers are transacting, through peak load, launches, and the days that matter most.
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Compliance

Audit-ready from the day you go live

Regulatory and card-network reviews arrive when you least expect them. We build compliance-grade systems from the start, so when that day comes you’re ready, not scrambling to prove what your systems should already be doing.
Leadership
The architect who built it is the one Shaping yours

Payments leave no room for a learning curve on someone else’s budget. Nochum scopes and ships your project himself, applying the same standard he held running systems at PCI Level 1, no junior delegation, no offshore handoff, no account manager standing between you and the person who understands what’s moving your money.

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FAQ

Questions about how Malyavi works and what to expect.

Still have questions?

Trusted advisors with deep understanding of airline industry retirement systems. We navigate your financial journey with precision and expertise.

What does “payment processing development and integration” actually cover?

Everything between a customer paying and the money landing reconciled in your books, gateway and processor integration, custom processing logic, and the connections to your back office. We build what’s missing and connect what you already run.

What does PCI Level 1 experience mean for my project?

PCI Level 1 is the strictest compliance tier in card processing. Nochum architected systems at that standard, so your payment systems are built with that rigor from the first decision, encryption, audit trails, and access control designed in, not bolted on later.

Can you integrate payments into our existing website or platform?

Yes. We integrate payments into your website or app and wire your chosen gateway and processor into your stack cleanly, without forcing you onto a platform that pays us a commission. We’re vendor-neutral by design.

We’ve been quoted far less by an offshore team. Why work with you?

With payments, cheap work is expensive. A flawed integration or a compliance gap can cost you far more than you saved, in chargebacks, downtime, or a failed audit. Senior judgment on money-movement systems pays for itself.

Can you fix our reconciliation mess?

That’s a core part of what we do. We build payment reconciliation software that matches transactions, fees, and payouts automatically, so your books are accurate in real time instead of at the end of a long manual month.

How do you keep scope and cost predictable?

We define exactly what we’re building, what it costs, and what “done” looks like before any work starts, backed by a simple contract. One discovery call is usually enough to tell you what closing your gap takes.

Do you only handle payments, or the wider systems too?

Payments are the specialty, but one partner covers the surrounding stack, Salesforce, cloud, AI, and the integrations between them, so you’re not coordinating vendors to make your payment data useful.

Ready to fix what payments are costing you

If reconciliation, scattered data, or compliance risk are draining time and money, one conversation will tell you exactly what it takes to put it right.
Customer making a contactless payment using a smartphone and payment terminal

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